the Industry 
December 31, 2025
Reviewing the major shifts in Florida's 2025 property insurance market. From legislative reforms and market stabilization to mandatory flood insurance and high premiums, we break down what changed and what it means for homeowners.
November 8, 2025
This post compares metal and shingle roofs in Florida, examining how the state’s hot, humid climate and hurricane exposure affect lifespan, maintenance, and energy efficiency. It discusses the pros and cons of each material, including durability, storm resistance, environmental impact, and long-term affordability, helping homeowners choose the best option for their needs.
October 27, 2025
This post helps Florida homeowners recognize when their roof insurance claim is in trouble — from engineers calling damage 'wear and tear' to confusing ACV vs. RCV payouts and recoverable depreciation issues. It explains when to involve a public adjuster, how to document properly, and what Florida laws like the 25% rule mean for your claim.
October 16, 2025
A plain-English guide explaining the differences between Actual Cash Value (ACV) and Replacement Cost Value (RCV) in homeowners insurance. It highlights how each impacts roof repair claims, discusses pros and cons, outlines claim procedures, and offers practical tips for choosing coverage and strengthening roofs.
September 30, 2025
A plain-English guide to Florida’s Homeowner Claims Bill of Rights—who it applies to, what insurers must do, key timelines, practical tips to protect your claim, and how to use free DFS mediation. Written for Florida homeowners, including those in Central Florida.
September 9, 2025
Florida homeowners often assume their insurance payout will fully cover roof repairs, but limited inspections, policy loopholes, and low contractor bids can leave them paying thousands more than just their deductible. Learn why this happens and how to protect yourself from underpaid claims.
September 2, 2025
This post explains how Florida homeowners can be left with hefty repair bills because of limited water damage endorsements and roof payment schedules that reduce insurance payouts. Learn how these policy changes work, why they’re spreading in Central Florida, and steps you can take to protect your investment.
August 26, 2025
A straightforward guide for Central Florida homeowners comparing asphalt, metal, tile, and flat roofs. Learn how each roofing option performs in heat, humidity, and storms, and find tips on energy efficiency and maintenance to make an informed choice.
August 20, 2025
A comprehensive yet accessible guide explaining why insurance non‑renewal rates in Florida have tripled, how roof age and maintenance factor into coverage, and how recent market reforms and grant programs can help homeowners stay insured while strengthening their roofs.
August 12, 2025
An easy-to-understand guide explaining Florida’s new 2025 roofing law (HB 715) and the evolving insurance market. Learn how expanded roof-to-wall connections, updated cancellation rights, and required insurance notices protect homeowners, and discover what these changes mean for your roof, insurance premiums, and hurricane preparedness.
August 1, 2025
A friendly, step-by-step guide for Florida homeowners to navigate the complex process of filing a hurricane roof damage insurance claim. Learn everything from initial damage documentation and temporary repairs to understanding your hurricane deductible and what to do if your settlement offer is too low, ensuring you get the fair settlement you need to rebuild.
July 2, 2025
A comprehensive guide for Florida homeowners on navigating the roof insurance claim process after a hailstorm. Learn the critical steps from safe initial inspection and documenting damage to hiring a professional, filing your claim correctly, and ensuring your insurance settlement covers a full, code-compliant roof replacement.
June 18, 2025
A crucial guide for Central Florida homeowners on post-storm roof assessment. Learn how to safely inspect your roof from the ground, document damage for insurance claims, and identify when to call for emergency tarping or repairs after a hurricane or severe weather.
June 13, 2025
Discover how essential services like gutters, siding, and soffit/fascia work with your roof to provide complete protection against Central Florida's unique climate challenges, from intense sun and rain to pests.
June 9, 2025
Learn essential steps to take after storm damage to your roof in Central Florida, from ensuring safety to filing insurance claims and coordinating repairs with expert guidance from Orange Contracting and Roofing.
June 2, 2025
A step-by-step guide for Florida homeowners and commercial property owners on documenting storm-related roof damage, navigating policy requirements, working with adjusters, and completing repairs to ensure a successful insurance claim.
May 27, 2025
Discover when permits are required for residential roof replacements in Florida, understand the permit process, inspections, Florida Building Code requirements, and consequences of non-compliance.
May 22, 2025
Learn how to review your Florida homeowners insurance policy, with a focus on roof coverage exclusions, water intrusion limits, deductibles, and common pitfalls to watch for.
May 18, 2025
Discover how energy-efficient roofing options like cool roofs, attic ventilation, and radiant barriers can help Central Florida homeowners reduce air conditioning costs and stay comfortable all summer long.
May 13, 2025
Essential hurricane preparation guide for Central Florida homeowners covering 2025 season forecasts, regional risks, roofing protection, insurance requirements, and step-by-step preparation timeline to protect your home and family.
May 6, 2025
Discover how recent changes in Florida homeowners insurance policies, such as Actual Cash Value (ACV) roof schedules and water damage coverage limits, could affect your coverage and how to protect yourself.